Plaintiff's mailing of a 90-day notice jointly addressed to both borrowers did not comply with RPAPL 1304 (see Wells Fargo Bank, N.A. v Yapkowitz, 199 A.D.3d 126, 134-136 [2d Dept 2021]). Although defendants failed to raise this point before the motion court, the issue of plaintiffs' strict compliance with RPAPL was before the motion court and the noncompliant nature of the jointly addressed notices may be addressed on appeal, as the deficiency is apparent on the face...
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