Ordered that the order is reversed, on the facts and in the exercise of discretion, with costs, and the defendant's motion, in effect, pursuant to CPLR 3012(d) for leave to file and serve a late answer is granted.
"A defendant who has failed to timely answer a complaint and who seeks leave to file a late answer must provide a reasonable excuse for the delay and demonstrate a potentially meritorious defense to the action" (Bank of Am., N.A. v Viener, 172 A.D...
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