Contrary to petitioner's contention, it was not permitted under North Carolina law to rescind the insurance policy ab initio after the accident involving an uninsured motorist had occurred. North Carolina insurance law prohibits rescission after an accident of any insurance "required" to be offered (see NC Gen Stat § 20-279.21 [f] [1]). This provision applies to prohibit rescission based on fraud in the application for insurance (see Odum v Nationwide Mut....
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