The claims asserted against plaintiff in the underlying action arise from damage to plaintiff's own work product, i.e., the installation of defective fire stops and the failure to install wooden sub-flooring. There are no allegations in any of the underlying pleadings that plaintiff caused damage aside from or beyond its own work. Damage to an insured's own work or product does not constitute "property damage" caused by an "occurrence" within the meaning of the policy (
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