Plaintiff Black Bull Contracting, LLC (Black Bull) is the named insured under a commercial general liability (CGL) policy issued by defendant Indian Harbor Insurance Company (Indian Harbor) for the period from March 2011 to March 2012. The CGL coverage form used in the policy states that the insured is covered for liability for "`bodily injury' or `property damage' to which this insurance applies." An endorsement to the CGL coverage form (denominated "Endorsement #003") provides...
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