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LIBERTY SURPLUS INSURANCE CORPORATION v. NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA.

1349.

67 A.D.3d 420 (2009)

888 N.Y.S.2d 35

2009 NY Slip Op 07934

LIBERTY SURPLUS INSURANCE CORPORATION et al., Respondents, v. NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA., et al., Appellants.

Appellate Division of the Supreme Court of New York, First Department.

Decided November 5, 2009.

A contract of liability insurance is governed by "the local law of the state which the parties understood was to be the principal location of the insured risk" (Zurich Ins. Co. v Shearson Lehman Hutton, 84 N.Y.2d 309, 318 [1994], quoting Restatement [Second] of Conflict of Laws § 193). Where the covered risks are spread over multiple states, courts will generally locate the risk in...

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