In this action, inter alia, for breach of a credit card agreement, the court below denied defendant's motion to vacate a judgment entered on default.
In order to vacate the default judgment, defendant was required to establish, pursuant to CPLR 5015 (a), both a meritorious defense to the action and a reasonable excuse for his default (see Eugene Di Lorenzo, Inc. v. A.C. Dutton Lbr. Co.,
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