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GMAC MORTGAGE, LLC v. WILLOUGHBY

Nos. 076006, A-97, September Term 2015.

165 A.3d 787 (2017)

230 N.J. 172

GMAC MORTGAGE, LLC, Plaintiff-Respondent, v. Tamilynn WILLOUGHBY, Defendant-Appellant.

Supreme Court of New Jersey.

Decided July 31, 2017.

Attorney(s) appearing for the Case

Joshua W. Denbeaux argued the cause for appellant (Denbeaux & Denbeaux, attorneys).

Andrew P. Zacharda argued the cause for respondent (Tompkins, McGuire, Wachenfeld & Barry, attorneys).

Linda E. Fisher argued the cause for amici curiae Seton Hall Law Center for Social Justice, New Jersey Citizen Action, La Casa de Don Pedro, and the Housing and Community Development Network of New Jersey (Seton Hall University School of Law, Center for Social Justice, and Jurow & Schore, attorneys; Linda E. Fisher, Kevin B. Kelly, Rebecca Schore, and Margaret Lambe Jurow, on the briefs).

In November 2008, following the collapse of the housing market, this Court implemented a statewide Residential Mortgage Foreclosure Mediation Program to address the economic crisis that left many of our citizens facing the loss of their homes. The primary goal of the Mediation Program was to provide...

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