Justice W. WILLIAM LEAPHART delivered the Opinion of the Court.
¶ 1 Mary J. Modroo, the Estate of Mamie J. Hardy (collectively, Modroo), and Cassius H. Hardy appeal from the District Court's rulings on several motions for summary judgment and motions to dismiss. We reverse and remand.
¶ 2 We restate the issues as follows:
¶ 3 Did the District Court err when it concluded that Mamie was not an "insured" under the Farmowners policy?
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