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PEPPER v. STATE FARM MUT. AUTO. INS. CO.

No. A10-2090.

813 N.W.2d 921 (2012)

Tammy PEPPER, Respondent, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY a/k/a State Farm Fire and Casualty Company a/k/a State Farm Insurance Companies, Appellant.

Supreme Court of Minnesota.

May 30, 2012.

Attorney(s) appearing for the Case

Alan B. Fish , Alan B. Fish, P.A., Roseau, MN, for respondent.

Kay Nord Hunt , Lommen, Abdo, Cole, King & Stageberg, P.A., Minneapolis, MN; and Karen R. Cote , Brett W. Olander & Associates, Saint Paul, MN, for appellant.

OPINION

ANDERSON, PAUL H., Justice.

Tammy Pepper suffered serious injuries in a single-vehicle accident when she was struck by a pickup truck owned by her sister and driven by her stepfather. Following the accident, Pepper sought insurance benefits under three policies. First, Pepper sought and recovered liability benefits from her sister's insurer. Second, Pepper sought and recovered liability benefits from her stepfather's insurer, State Farm Mutual Insurance...

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