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ANDARY v. USAA CAS. INS. CO.

Docket No. 164772 Calendar No. 4.

1 N.W.3d 186 (2023)

512 Mich. 207

Michael T. ANDARY, M.D., Conservator and Guardian of Ellen M. Andary, a legally incapacitated person, Ronald Krueger, Guardian of Philip Krueger, a legally incapacitated person, and Moriah, Inc., doing business as Eisenhower Center, Plaintiffs-Appellees, v. USAA CASUALTY INSURANCE COMPANY and Citizens Insurance Company of America, Defendants-Appellants.

Supreme Court of Michigan.

Decided July 31, 2023.

Attorney(s) appearing for the Case

Sinas, Dramis, Larkin, Graves & Waldman, PC (by George T. Sinas , Lansing, and Lauren E. Kissel ) and Mark Granzotto, PC, Royal Oak, (by Mark Granzotto ) for plaintiffs.

Dykema Gossett PLLC (by Lori McAllister , Lansing, Jill M. Wheaton , Ann Arbor, and Courtney Flynn Kissel , Bloomfield Hills) for defendants.

Dickinson Wright PLLC (by Peter H. Ellsworth, Lansing, Jeffery V. Stuckey, Lansing, and Ryan M. Shannon, Lansing) for the Insurance Alliance of Michigan and the National Association of Mutual Insurance Companies, amid curiae.

Vandeveer Garzia, PC (by Donald C. Brownell, Michelle L. R. Everett, and Sajid M. Islam) for Allstate Insurance Company, amicus curiae.

Joseph K. Erhardt and K. J. Miller for the Michigan Catastrophic Claims Association, amicus curiae.

Miller & Tischler, PC (by Wayne J. Miller, Farmington Hills, and Amanda L. Winagar) for the Michigan Association for Justice, amicus curiae.

Speaker Law Firm, PLLC, Lansing, (by Liisa R. Speaker and Jennifer M. Alberts) for the Brain Injury Association of Michigan, amicus curiae.

Miller Canfield (by Paul D. Hudson, Grand Rapids) and Hewson & Van Hellemont, PC (by Jordan A. Wiener and Elaine M. Sawyer, Oak Park) for State Farm Mutual Automobile Insurance Company, amicus curiae.

Charles N. Raimi for the city of Detroit, amicus curiae.

Rhoades McKee PC (by Stephen J. Hulst) for pre-June 2019 accident victims, amici curiae.

Daniel S. Korobkin, Miriam J. Aukerman, Ann L. Routt, Ann Arbor, Leah M. Litman, Kyle Williams, Nicholas A. Gable, and Angela R. Tripp for the American Civil Liberties Union of Michigan et al, amicus curiae.

Kerr, Russell and Weber, PLC (by Jacquelyn A. Klima, Detroit) for the Michigan Osteopathic Association, amicus curiae.

Miller, Canfield, Paddock and Stone, PLC (by Thomas W. Cranmer, Troy, Paul D. Hudson, Grand Rapids, and Russell J. Bucher, Ann Arbor) for Auto Club Insurance Association, amicus curiae.

BEFORE THE ENTIRE BENCH

OPINION

Plaintiffs in these combined cases include two individuals who suffered traumatic injuries in automobile accidents prior to 2019 and, as a result, have been provided uncapped lifetime medical care covered by personal protection insurance (PIP) benefits under insurance policies and consistent with Michigan's no-fault act...

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