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LITHKO CONTRACTING v. XL INSURANCE AMER.

No. 31, Sept. Term, 2023.

318 A.3d 1221 (2024)

487 Md. 385

LITHKO CONTRACTING, LLC, et al. v. XL INSURANCE AMERICA, INC.

Supreme Court of Maryland.

July 15, 2024.

Attorney(s) appearing for the Case

Argued by Timothy J. Dygert, Jr. (Robert L. Ferguson, Jr., Ferguson, Schetelich & Ballew, P.A., Baltimore, MD; Kelsey B. Williams, Carr Maloney, Washington, DC; Howard S. Stevens, Pascale Stevens, LLC, Baltimore, MD; and James S. Liskow, DeCaro, Doran, Siciliano, Gallagher & DeBlasis, LLP, Bowie, MD), on brief, for Petitioners.

Argued by Jeffrey R. Learned (Denenberg Tuffley, PLLC, Southfield, MI; and Matthew Maloney, Maloney Law Office, LLC, Wheaton, MD) Washington, DC), on brief, for Respondent.

Fader, C.J., Watts, Booth, Biran, Gould, Eaves, Michele D. Hotten, (Senior Justice, Specially Assigned), JJ.

Under the doctrine of subrogation, a party (the subrogee) who pays the debt or loss of another (the subrogor) may assert the subrogor's rights against third parties with respect to the debt or loss. As applied in the insurance context, an insurer who pays losses incurred by its insured can generally proceed by subrogation to assert its...

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