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LYLES v. SANTANDER CONSUMER USA INC.

Misc. No. 3, Sept. Term, 2021.

275 A.3d 390 (2022)

478 Md. 588

Jabari Morese LYLES v. SANTANDER CONSUMER USA INC.

Court of Appeals of Maryland.

May 13, 2022.

Attorney(s) appearing for the Case

Argued by Cory L. Zajdel (David M. Trojanowski and Jeffrey C. Toppe, Z Law, LLC, Timonium, MD), on brief, for Appellant.

Argued by Robert J. Brener (Duane Morris LLP, Newark, NJ; Laurie G. Furshman, Duane Morris LLP, Baltimore, MD), on brief, for Appellee.

Argued before: Getty, C.J., McDonald, Watts, Hotten, Booth, Biran, Alan M. Wilner (Senior Judge, Specially Assigned), JJ.

Consumers may use "closed end credit" and "revolving credit" in making purchases for a variety of consumer goods by borrowing funds through a credit plan. "Closed end credit" requires a borrower to repay the amount owed in multiple installments, generally of an equal amount, over a fixed period of time. "Revolving credit" enables a borrower...

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