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MARGOLIS v. SANDY SPRING BANK

No. 2215, Sept. Term, 2013.

110 A.3d 784 (2015)

221 Md. App. 703

Daniel J. MARGOLIS v. SANDY SPRING BANK.

Court of Special Appeals of Maryland.

February 26, 2015.

Attorney(s) appearing for the Case

Thomas G. O'Brien (Stephen J. Fearon, Jr., Squitieri & Fearon, LLP, New York, NY) and (Daniel S. Katz, Tydings & Rosenberg, LLP, Baltimore, MD), on the brief, for Appellant.

Donald A. Rea (Joey Tsu-Yi Chen, Saul Ewing, LLP, on the brief), Baltimore, MD, for Appellee.

Panel: KEHOE, ARTHUR, JAMES R. EYLER (Retired, Specially Assigned), JJ.

When a bank processes a customer's ATM and debit-card transactions, it can proceed in at least two different ways. It can process the transactions in chronological order, by which it debits the amount of the first transaction first and the last transaction last. Or it can engage in what is called "batch-processing," by which it organizes...

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