KEHOE, J.
This case involves a dispute between Ms. Ember L. Buckley, appellant, and her automobile insurance company, The Brethren Mutual Insurance Company ("Brethren"), appellee. After suffering injuries as the passenger in a vehicle involved in an accident, Buckley recovered a settlement against GEICO, the driver's insurance company. Buckley then filed a breach of contract claim against Brethren in the Circuit Court for Baltimore County after Brethren refused to...
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