MATRICCIANI, J.
Appellant/cross-appellee Deborah L. Pfeifer ("Ms.Pfeifer") appeals the sufficiency of a jury verdict in the Circuit Court for Baltimore County for $100,000 in damages against appellee/cross-appellant Phoenix Insurance Company ("Phoenix") for breach of contract regarding an underinsured motorist claim. Ms. Pfeifer presents one issue for our consideration, which we have rephrased as such:
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