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BILLINGS v. COMMERCE INSURANCE COMPANY

SJC-10656.

458 Mass. 194 (2010)

GEORGE H. BILLINGS v. COMMERCE INSURANCE COMPANY.

Supreme Judicial Court of Massachusetts, Barnstable.

November 4, 2010.

Attorney(s) appearing for the Case

Thomas C. Kenny for the plaintiff.

John F. Hurley, Jr., for the defendant.

John Murphy, for American Insurance Association, amicus curiae, submitted a brief.

Present: MARSHALL, C.J., IRELAND, SPINA, COWIN, CORDY, BOTSFORD, & GANTS, JJ.

GANTS, J.

For the period from March 15, 2000, through March 15, 2001, the defendant, Commerce Insurance Company (Commerce), insured the plaintiff, George H. Billings (Billings), under a personal umbrella liability policy (policy). The policy provided that, if a suit was brought against Billings for damages because of "personal injury" caused by "an `occurrence' to which this policy applies," Commerce would provide a defense...

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