OPINION
MAY, Judge.
Traci Wilmoth and Richard Rider lived with their two children in a house they rented from Robert and Betty Bowers (collectively, "Bowers"). The house burned November 1, 2000, and the children were killed. Rider died a week later from injuries sustained in the fire. Wilmoth and Charlotte Sharpe, administratrix of Rider's estate, sued The American National Property and Casualty Co. (ANPAC), alleging it permitted spoliation of evidence concerning...
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