OPINION
Justice HOFFMAN delivered the judgment of the court, with opinion.
¶ 1 The plaintiff, Wells Fargo Bank, N.A., filed an action under the Illinois Mortgage Foreclosure Law (Foreclosure Law) (735 ILCS 5/15-1101 et seq. (West 2012)), seeking to foreclose on residential property owned by the defendant, Chester Bednarz. The...
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