OPINION
Justice ZENOFF delivered the judgment of the court, with opinion.
¶ 1 The issue in this appeal is whether a malicious-prosecution claim filed by Jerry Hobbs III against the City of Zion and its police officer Kevin Harris triggered coverage under an insurance policy that St. Paul Fire and Marine Insurance Company issued to Zion. Resolution of this issue depends upon whether the occurrence triggering coverage under the policy is the commencement...
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