BENHAM, Justice.
Erma David Baker ("Husband") and Ivy Baker Schrimsher ("Wife") were divorced in November 1998 by final judgment and decree. A settlement agreement incorporated into the final judgment and decree required Husband to refinance in his name the mortgages for the marital home and the auto loan for a 1998 Ford Explorer, and required Husband to assume payment on all indebtedness on each piece of property within sixty days.
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