BENHAM, Justice.
This case involves an underlying action for quiet title and comes to us from the trial court's grant of appellee Branch Banking & Trust's (BB & T) motion for summary judgment. The facts show that in December 1988, William K. Folds executed a promissory note (the "Note") to Adolph Swimmer for a loan of $128,000. As collateral, two security deeds were executed from Folds to Swimmer for (i) two four-acre tracts of land and (ii) a one-acre tract...
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