PER CURIAM.
These disciplinary matters are before the Court pursuant to the Report and Recommendation of the Review Panel which adopts the findings and conclusions of the special master, Catherine Koura, and recommends that Respondent Joan Palmer Davis (State Bar No. 210810) be disbarred. Although Davis has filed exceptions to the Report and Recommendation, we agree with the Review Panel.
These cases started as two separate disciplinary proceedings which were...
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