DOYLE, Judge.
In a suit for damages arising out of an automobile collision, Donna Floyd appeals from the grant of summary judgment to American International South Insurance Company ("American") in its capacity as her uninsured motorist ("UM") carrier. Specifically, Floyd contends that the trial court erred in concluding that her UM claim was not viable (due to equal coverage under the tortfeasors' policy) because a hospital lien reduced the amount of "available coverages...
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