MIKELL, Judge.
This is a dispute concerning insurance coverage for an incident that occurred on January 20, 2004, at the sugar refinery owned by Imperial-Savannah LP ("Imperial") in Port Wentworth. On that date, Donald Snipes, an Imperial employee, lost control of a sledgehammer, which struck and injured Wayman Levi Lanier, who was working at the refinery in the course and scope of his employment with Savannah Bridge Company, Inc. ("Savannah Bridge"). Lanier sued...
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