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  5. 673 S.E.2d 227 (2009)
 

THOMPSON v. ALLSTATE INS. CO.

Nos. S08G1594, S08G1595.

673 S.E.2d 227 (2009)

THOMPSON et al. v. ALLSTATE INSURANCE COMPANY. Thompson et al. v. Georgia Farm Bureau Casualty Insurance Company.

Supreme Court of Georgia.

February 9, 2009.

Attorney(s) appearing for the Case

Smith and Jenkins, Wilson R. Smith, Vidalia, for Thompson et al.

Julie D. Culhane, Barrow & Ballew, Joseph H. Barrow, Carlock, Copeland & Stair, Frederick M. Valz III, Hugh M. Ruppersburg, Ambadas B. Joshi, Brennan, Harris & Rominger, G. Mason White, James D. Kreyenbuhl, for Allstate Insurance Company and Georgia Farm Bureau Casualty Insurance Company.

Harris, Penn & Lowry, Darren W. Penn, Charles M. Cork III, Macon, Atlanta, for amici curiae.

CARLEY, Justice.

Richard and Laura Thompson (Appellants) brought suit against Randall Bacon for physical injuries which they sustained as a result of a vehicular collision and for Mrs. Thompson's loss of consortium. Appellants also served Allstate Insurance Company and Georgia Farm Bureau Casualty Insurance Company (Appellees) in their capacities as underinsured motorist (UM) carriers. Appellees filed defensive pleadings in their own names, thereby becoming parties...

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