BERNES, Judge.
This case arises out of an automobile accident involving a vehicle owned by Thao Nguyen but driven by his girlfriend, Hannah Nguyen. Appellant Tran Nghiem was a passenger in the vehicle and sustained injuries in the accident, leading him to seek payment from Hannah's liability insurance carrier, appellee Allstate Insurance Company. Allstate filed a petition for declaratory judgment seeking a ruling that it had no obligation to provide coverage for any...
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