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GONZALEZ v. VJ WOOD RECOVERY, LLC

Civil No. 5:23-cv-01599-JMG.

726 F.Supp.3d 399 (2024)

Rashay GONZALEZ, Plaintiff, v. VJ WOOD RECOVERY, LLC, et al., Defendants.

United States District Court, E.D. Pennsylvania.

Signed March 27, 2024.

Attorney(s) appearing for the Case

Yitzchak Zelman, Ari H. Marcus, Marcus Zelman LLC, Asbury Park, NJ, for Plaintiff.

Dawn Michele Sigyarto, Suchi Vuu, Litchfield Cavo, LLP, Philadelphia, PA, for Defendants VJ Wood Recovery, LLC, Patrick K. Willis Co., Inc.

Blaec C. Croft, McGuireWoods LLP, Pittsburgh, PA, Dawn Michele Sigyarto, Suchi Vuu, Litchfield Cavo, LLP, Philadelphia, PA, for Defendant Santander Consumer USA, N.A.

MEMORANDUM OPINION

I. OVERVIEW

Rashay Gonzalez purchased a vehicle with the help of a bank, Defendant Santander. Unfortunately, Ms. Gonzalez fell behind on her payments to Defendant Santander and defaulted on her loan. Defendant Patrick K. Willis Company, Inc. ("PKW")—a "debt collector" as defined...

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