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NORMAN v. TRANS UNION, LLC

CIVIL ACTION NO. 18-5225.

669 F.Supp.3d 351 (2023)

Duane E. NORMAN, Sr. on Behalf of Himself and All Others Similarly Situated v. TRANS UNION, LLC.

United States District Court, E.D. Pennsylvania.

Signed April 11, 2023.

Attorney(s) appearing for the Case

Andrew M. Milz, Cary L. Flitter, Flitter Milz, P.C., Narberth, PA, Jody T. Lopez-Jacobs, Narberth, PA, James A. Francis, Jordan M. Sartell, Lauren Kw Brennan, John Soumilas, Francis Mailman Soumilas, P.C., Philadelphia, PA, for Duane E. Norman, Sr.

Albert E. Hartmann, Kristen Degrande, Michael O'Neil, Reed Smith LLP, Chicago, IL, Joshua M. Peles, Thomas J. McGarrigle, Reed Smith LLP, Philadelphia, PA, for Trans Union, LLC.

MEMORANDUM

I. Relevant Background...359

A. Nature and Impact of Hard Inquiries...359

B. Trans Union's Procedures and Industry Practices as to Disputed Hard Inquiries...361

C. Time and Expense Consumers Spend on Disputing a Hard Inquiry...362

D. Credit Repair Industry...

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