MEMORANDUM OPINION & ORDER
JOSEPH R. GOODWIN, District Judge.
Pending before the court is the Motion to Dismiss [ECF No. 6] filed by the defendant, PNC Bank, N.A. The plaintiff, James A. Muhammad, has responded to and the defendant has replied in support of the Motion, making the Motion ripe for adjudication. Resp. [ECF No. 12]; Reply...
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