MEMORANDUM
ERIC L. FRANK, CHIEF U.S. BANKRUPTCY JUDGE
I. INTRODUCTION
In this chapter 13 bankruptcy case, Debtor Franklin Bennett III, ("the Debtor") filed an objection ("the Objection") to the City of Philadelphia's ("the City") proof of claim. The City's claim is a secured claim for $7,528.20 in unpaid water and sewer bills...
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