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HORSCH v. WELLS FARGO HOME MORTG.

Civil Action No. 14-2638.

94 F.Supp.3d 665 (2015)

Karl Peter HORSCH and Kimberly Horsch, H/W, et al., Plaintiffs, v. WELLS FARGO HOME MORTGAGE, A Division of Wells Fargo Bank, N.A.; Wells Fargo Bank, N.A.; Citimortgage, Inc. T/A Citifinancial; Greentree Servicing, LLC; JP Morgan Chase Bank; Bank of America Corporation; Bank of America N.A.; and Nationstar Mortgage, LLC, Defendants.

United States District Court, E.D. Pennsylvania.

Filed March 25, 2015.

Attorney(s) appearing for the Case

Stuart A. Eisenberg, McCullough Eisenberg LLC, Warminster, PA, for Plaintiff.

Diane A. Bettino, Mark S. Melodia, Reed Smith LLP, Princeton, NJ, Kurt F. Gwynne, Reed Smith LLP, Wilmington, DE, Debra Bogo-Ernst, Kim A. Leffert, Mayer Brown LLP, Chicago, IL, John S. Stapleton, Mark A. Aronchick, Hangley Aronchick Segal and Pudlin, Philadelphia, PA, for Defendants.

MEMORANDUM

This case asks how, under the Fair Credit Reporting Act, a mortgagee must account for a mortgagor who has discharged his personal debt under the Note in bankruptcy, yet who continues making payments on the Mortgage in an effort to stave off foreclosure of the mortgaged property. Speaking in broad strokes...

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