MEMORANDUM OPINION AND ORDER
JACK ZOUHARY, District Judge.
INTRODUCTION
Plaintiff Midland National Life Insurance Company issued a half-million dollar life insurance policy (the "Policy") to John Christopher Gavin in August 2011. His wife Tammy and children John and Kara (the Defendants) are the listed beneficiaries. In October 2012, Gavin died at the age of 53 from a sudden cardiac incident due to hypertension and hyperlipidemia. Midland filed...
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