BROCK v. THOMAS

Civil Action No. 10-687.

MARGARET BROCK, et al., Plaintiffs, v. DANETTE THOMAS, et al., Defendants.

United States District Court, E.D. Pennsylvania.

May 21, 2014.


Attorney(s) appearing for the Case

MARGARET BROCK, Plaintiff, represented by ELIZABETH C. GOODELL , COMMUNITY LEGAL SERVICES INC, MONTGOMERY L. WILSON , COMMUNITY LEGAL SERVICES INC, RACHEL ANNE LABUSH , COMMUNITY LEGAL SERVICES INC, SCOTT M. ROTHMAN , HALBERSTADT CURLEY LLC & KELLE A. KILGARRIFF , HALBERSTADT CURLEY LLC.

ALFONZO A. BROCK, Plaintiff, represented by ELIZABETH C. GOODELL , COMMUNITY LEGAL SERVICES INC, MONTGOMERY L. WILSON , COMMUNITY LEGAL SERVICES INC & RACHEL ANNE LABUSH , COMMUNITY LEGAL SERVICES INC.

DANETTE THOMAS, Defendant, Pro Se.

BYRON WHITE, Defendant, Pro Se.

AMERICAN ONE MORTGAGE, Defendant, represented by DAVID A. THATCHER , THATCHER, LONABAUGH, THATCHER AND PASSARELLA.

LEONA HUDGINS, Defendant, Pro Se.

SILVER BUCKMAN, Defendant, Pro Se.

FRESH START FINANCIAL SERVICES, Defendant, Pro Se.

WILLIAM NOLDE, Respondent, represented by RACHEL ANNE LABUSH , COMMUNITY LEGAL SERVICES INC.

ASSOCIATES LAND TRANSFER, L.L.C., Movant, represented by JEFFREY S. CIANCIULLI , WEIR & PARTNERS, LLP & CHRISTOPHER LUIS MCDONALD , LAMM RUBENSTONE LLC.

CHICAGO TITLE INSURANCE COMPANY, Movant, represented by KELLE A. KILGARRIFF , HALBERSTADT CURLEY LLC & SCOTT M. ROTHMAN , HALBERSTADT CURLEY LLC.

SUPERIOR MORTGAGE CORPORATION, Cross Claimant, represented by GRACE HENRY FLANAGAN , ZARWIN BAUM DEVITO KAPLAN SCHAER TODDY PC, SCOTT M. ROTHMAN , HALBERSTADT CURLEY LLC, GLICEL SUMAGAYSAY , AMERICAN MORTGAGE LAW GROUP PC & JAMES W. BRODY , AMERICAN MTG LAW GROUP PC.

ACCESS ABSTRACT CORPORATION, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

AMERICAN ONE MORTGAGE, Cross Defendant, represented by DAVID A. THATCHER , THATCHER, LONABAUGH, THATCHER AND PASSARELLA.

JUAN ESCOBAR, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

CYNTHIA FOXWORTH, Cross Defendant, represented by MARTIN I. ISENBERG .

ACCESS ABSTRACT CORPORATION, Cross Claimant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

JUAN ESCOBAR, Cross Claimant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

AMERICAN ONE MORTGAGE, Cross Defendant, represented by DAVID A. THATCHER , THATCHER, LONABAUGH, THATCHER AND PASSARELLA.

SUPERIOR MORTGAGE CORPORATION, Cross Defendant, represented by GRACE HENRY FLANAGAN , ZARWIN BAUM DEVITO KAPLAN SCHAER TODDY PC, SCOTT M. ROTHMAN , HALBERSTADT CURLEY LLC, GLICEL SUMAGAYSAY , AMERICAN MORTGAGE LAW GROUP PC & JAMES W. BRODY , AMERICAN MTG LAW GROUP PC.

SUPERIOR MORTGAGE CORPORATION, Cross Claimant, represented by GRACE HENRY FLANAGAN , ZARWIN BAUM DEVITO KAPLAN SCHAER TODDY PC, SCOTT M. ROTHMAN , HALBERSTADT CURLEY LLC, GARY A. DEVITO , ZARWIN BAUM DEVITO KAPLAN SCHAER & TODDY, PC, GLICEL SUMAGAYSAY , AMERICAN MORTGAGE LAW GROUP PC & JAMES W. BRODY , AMERICAN MTG LAW GROUP PC.

ACCESS ABSTRACT CORPORATION, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

AMERICAN ONE MORTGAGE, Cross Defendant, represented by DAVID A. THATCHER , THATCHER, LONABAUGH, THATCHER AND PASSARELLA.

JUAN ESCOBAR, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

JUAN ESCOBAR, Cross Claimant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

ACCESS ABSTRACT CORPORATION, Cross Claimant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

JUAN ESCOBAR, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

ACCESS ABSTRACT CORPORATION, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

AMERICAN ONE MORTGAGE, Cross Defendant, represented by DAVID A. THATCHER , THATCHER, LONABAUGH, THATCHER AND PASSARELLA.

SUPERIOR MORTGAGE CORPORATION, Cross Defendant, represented by GRACE HENRY FLANAGAN , ZARWIN BAUM DEVITO KAPLAN SCHAER TODDY PC, SCOTT M. ROTHMAN , HALBERSTADT CURLEY LLC, GARY A. DEVITO , ZARWIN BAUM DEVITO KAPLAN SCHAER & TODDY, PC, GLICEL SUMAGAYSAY , AMERICAN MORTGAGE LAW GROUP PC & JAMES W. BRODY , AMERICAN MTG LAW GROUP PC.

CYNTHIA FOXWORTH, Cross Claimant, represented by MARTIN I. ISENBERG .

CYNTHIA FOXWORTH, Cross Defendant, represented by MARTIN I. ISENBERG .

ACCESS ABSTRACT CORPORATION, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

AMERICAN ONE MORTGAGE, Cross Defendant, represented by DAVID A. THATCHER , THATCHER, LONABAUGH, THATCHER AND PASSARELLA.

JUAN ESCOBAR, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

SUPERIOR MORTGAGE CORPORATION, Cross Defendant, represented by GRACE HENRY FLANAGAN , ZARWIN BAUM DEVITO KAPLAN SCHAER TODDY PC, SCOTT M. ROTHMAN , HALBERSTADT CURLEY LLC, GARY A. DEVITO , ZARWIN BAUM DEVITO KAPLAN SCHAER & TODDY, PC, GLICEL SUMAGAYSAY , AMERICAN MORTGAGE LAW GROUP PC & JAMES W. BRODY , AMERICAN MTG LAW GROUP PC.

VINCENT FOXWORTH, Cross Claimant, represented by MARTIN I. ISENBERG .

VINCENT FOXWORTH, Cross Defendant, represented by MARTIN I. ISENBERG .

ACCESS ABSTRACT CORPORATION, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

AMERICAN ONE MORTGAGE, Cross Defendant, represented by DAVID A. THATCHER , THATCHER, LONABAUGH, THATCHER AND PASSARELLA.

JUAN ESCOBAR, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

CYNTHIA FOXWORTH, Cross Defendant, represented by MARTIN I. ISENBERG .

SUPERIOR MORTGAGE CORPORATION, Cross Defendant, represented by GRACE HENRY FLANAGAN , ZARWIN BAUM DEVITO KAPLAN SCHAER TODDY PC, SCOTT M. ROTHMAN , HALBERSTADT CURLEY LLC, GARY A. DEVITO , ZARWIN BAUM DEVITO KAPLAN SCHAER & TODDY, PC, GLICEL SUMAGAYSAY , AMERICAN MORTGAGE LAW GROUP PC & JAMES W. BRODY , AMERICAN MTG LAW GROUP PC.

VINCENT FOXWORTH, Cross Claimant, represented by MARTIN I. ISENBERG .

CYNTHIA FOXWORTH, Cross Claimant, represented by MARTIN I. ISENBERG .

VINCENT FOXWORTH, Cross Defendant, represented by MARTIN I. ISENBERG .

CYNTHIA FOXWORTH, Cross Defendant, represented by MARTIN I. ISENBERG .

ACCESS ABSTRACT CORPORATION, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

AMERICAN ONE MORTGAGE, Cross Defendant, represented by DAVID A. THATCHER , THATCHER, LONABAUGH, THATCHER AND PASSARELLA.

JUAN ESCOBAR, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

SUPERIOR MORTGAGE CORPORATION, Cross Defendant, represented by GRACE HENRY FLANAGAN , ZARWIN BAUM DEVITO KAPLAN SCHAER TODDY PC, SCOTT M. ROTHMAN , HALBERSTADT CURLEY LLC, GARY A. DEVITO , ZARWIN BAUM DEVITO KAPLAN SCHAER & TODDY, PC, GLICEL SUMAGAYSAY , AMERICAN MORTGAGE LAW GROUP PC & JAMES W. BRODY , AMERICAN MTG LAW GROUP PC.

ACCESS ABSTRACT CORPORATION, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

AMERICAN ONE MORTGAGE, Cross Defendant, represented by DAVID A. THATCHER , THATCHER, LONABAUGH, THATCHER AND PASSARELLA.

JUAN ESCOBAR, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

VINCENT FOXWORTH, Cross Defendant, represented by MARTIN I. ISENBERG .

SUPERIOR MORTGAGE CORPORATION, Cross Defendant, represented by GRACE HENRY FLANAGAN , ZARWIN BAUM DEVITO KAPLAN SCHAER TODDY PC, SCOTT M. ROTHMAN , HALBERSTADT CURLEY LLC, GARY A. DEVITO , ZARWIN BAUM DEVITO KAPLAN SCHAER & TODDY, PC, GLICEL SUMAGAYSAY , AMERICAN MORTGAGE LAW GROUP PC & JAMES W. BRODY , AMERICAN MTG LAW GROUP PC.

ACCESS ABSTRACT CORPORATION, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

AMERICAN ONE MORTGAGE, Cross Defendant, represented by DAVID A. THATCHER , THATCHER, LONABAUGH, THATCHER AND PASSARELLA.

JUAN ESCOBAR, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

CYNTHIA FOXWORTH, Cross Defendant, represented by MARTIN I. ISENBERG .

VINCENT FOXWORTH, Cross Defendant, represented by MARTIN I. ISENBERG .

SUPERIOR MORTGAGE CORPORATION, Cross Defendant, represented by GRACE HENRY FLANAGAN , ZARWIN BAUM DEVITO KAPLAN SCHAER TODDY PC, SCOTT M. ROTHMAN , HALBERSTADT CURLEY LLC, GARY A. DEVITO , ZARWIN BAUM DEVITO KAPLAN SCHAER & TODDY, PC, GLICEL SUMAGAYSAY , AMERICAN MORTGAGE LAW GROUP PC & JAMES W. BRODY , AMERICAN MTG LAW GROUP PC.

ACCESS ABSTRACT CORPORATION, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

AMERICAN ONE MORTGAGE, Cross Defendant, represented by DAVID A. THATCHER , THATCHER, LONABAUGH, THATCHER AND PASSARELLA.

JUAN ESCOBAR, Cross Defendant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

CYNTHIA FOXWORTH, Cross Defendant, represented by MARTIN I. ISENBERG .

VINCENT FOXWORTH, Cross Defendant, represented by MARTIN I. ISENBERG .

SUPERIOR MORTGAGE CORPORATION, Cross Defendant, represented by GRACE HENRY FLANAGAN , ZARWIN BAUM DEVITO KAPLAN SCHAER TODDY PC, SCOTT M. ROTHMAN , HALBERSTADT CURLEY LLC, GARY A. DEVITO , ZARWIN BAUM DEVITO KAPLAN SCHAER & TODDY, PC, GLICEL SUMAGAYSAY , AMERICAN MORTGAGE LAW GROUP PC & JAMES W. BRODY , AMERICAN MTG LAW GROUP PC.

JUAN ESCOBAR, Cross Claimant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

ACCESS ABSTRACT CORPORATION, Cross Claimant, represented by PATRICIA FECILE-MORELAND , MARKS O'NEILL O'BRIEN DOHERTY & KELLY PC.

AMERICAN ONE MORTGAGE, Cross Defendant, represented by DAVID A. THATCHER , THATCHER, LONABAUGH, THATCHER AND PASSARELLA.

SOVEREIGN BANK, Cross Defendant, represented by BONNIE R. GOLUB , WEIR & PARTNERS LLP.

ASSOCIATES LAND TRANSFER, LLC, Cross Claimant, represented by CHRISTOPHER LUIS MCDONALD , LAMM RUBENSTONE LLC.

ASSOCIATES LAND TRANSFER, L.L.C., Cross Claimant, represented by JEFFREY S. CIANCIULLI , WEIR & PARTNERS, LLP & CHRISTOPHER LUIS MCDONALD , LAMM RUBENSTONE LLC.

AMERICAN ONE MORTGAGE, Cross Defendant, represented by DAVID A. THATCHER , THATCHER, LONABAUGH, THATCHER AND PASSARELLA.

CYNTHIA FOXWORTH, Cross Defendant, represented by MARTIN I. ISENBERG .

VINCENT FOXWORTH, Cross Defendant, represented by MARTIN I. ISENBERG .

ASSOCIATES LAND TRANSFER, L.L.C., ThirdParty Plaintiff, represented by JEFFREY S. CIANCIULLI , WEIR & PARTNERS, LLP & CHRISTOPHER LUIS MCDONALD , LAMM RUBENSTONE LLC.

T.D. BANK, N.A., formerly known as COMMERCE BANK, ThirdParty Defendant, represented by HOWARD C. PRESSMAN , WHELAN, DOYLE AND PRESSMAN, LLC.

ASSOCIATES LAND TRANSFER, L.L.C., ThirdParty Plaintiff, represented by JEFFREY S. CIANCIULLI , WEIR & PARTNERS, LLP & CHRISTOPHER LUIS MCDONALD , LAMM RUBENSTONE LLC.

T.D. BANK, N.A., formerly known as COMMERCE BANK, ThirdParty Defendant, represented by HOWARD C. PRESSMAN , WHELAN, DOYLE AND PRESSMAN, LLC.


MEMORANDUM OPINION

TIMOTHY R. RICE, Magistrate Judge.

This case provides a rare glimpse into the inner workings of predatory lending practices targeting the elderly and their impact on the 2008 collapse of our nations' mortgage lending industry. At its core, the evidence features the victimization of an elderly woman, Margaret Brock ("Brock"), by her so-called "family friends," who devised a scheme to enrich themselves by draining...

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