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GRACE v. LVNV FUNDING, INC.

Civil Action No. 3:13-CV-1021-H.

22 F.Supp.3d 700 (2014)

Tiffany GRACE, Plaintiff, v. LVNV FUNDING, INC. and PSI Louisville, Inc., Defendants.

United States District Court, W.D. Kentucky, at Louisville.

Signed May 23, 2014.

Attorney(s) appearing for the Case

James H. Lawson, Lawson at Law, PLLC, James R. McKenzie, James R. McKenzie Attorney PLLC, Louisville, KY, for Plaintiff.

Stephen A. Brooks, Stephen Brooks PSC, Louisville, KY, for Defendants.

MEMORANDUM OPINION AND ORDER

This case raises the interesting question of when a "service charge" might actually constitute interest under Kentucky law. Defendant PSI Louisville ("PSI") collects debts for an emergency room that Grace once visited. The emergency room charges what its intake contract...

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