GARNER v. BANK OF AMERICA CORPORATION

No. 2:12-CV-02076-PMP-GWF.

MICHAEL GARNER, et al., Plaintiffs, v. BANK OF AMERICA CORPORATION, et al., Defendants.

United States District Court, D. Nevada.

May 13, 2014.


Attorney(s) appearing for the Case

Michael Garner, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Laura Garner, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

George Hanson, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Roberta Hanson, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Dennis Balaam, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Clyde Miller, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Yvonne Miller, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Louis Monteleone, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Emily Monteleone, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Alberto Gonzalez, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Richard Leonido, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Eli Lozoya, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Susana Lozoya, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Aquandra Williams, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Markus Gaston, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Daniel Knudsen, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Robert M. Herrington, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Dorothy Turner, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Ani Cholakyan, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Haig Cholakyan, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Charles Lane, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Kathleen Lane, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Johnel Tugaoen, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

George Fourchy, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Eva Fourchy, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Barry Newman, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Anne Newman, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Nancy Spiegel, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Yvonne Vera, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

George Brucato, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Mario Merced, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Teresita Merced, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Juan Corado, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Luis Sarmiento, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Maria Castillo, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Isidro Lopez, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Donald McNaughton, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Scott Miller, Plaintiff, represented by David J. Otto, David Otto & Affiliates, PC.

Bank of America Corporation, Defendant, represented by Allison R. Schmidt, Akerman LLP, Ariel E. Stern, Akerman LLP & Christina S Bhirud, Akerman LLP.

Bank of America, N.A., Defendant, represented by Allison R. Schmidt, Akerman LLP, Ariel E. Stern, Akerman LLP & Christina S Bhirud, Akerman LLP.

BAC Home Loans Servicing, LP, Defendant, represented by Allison R. Schmidt, Akerman LLP, Ariel E. Stern, Akerman LLP & Christina S Bhirud, Akerman LLP.

ReconTrust Company, NA, Defendant, represented by Allison R. Schmidt, Akerman LLP, Ariel E. Stern, Akerman LLP & Christina S Bhirud, Akerman LLP.

ReconTrust Company Nevada, Defendant, represented by Allison R. Schmidt, Akerman LLP, Ariel E. Stern, Akerman LLP & Christina S Bhirud, Akerman LLP.

Countrywide Financial Corporation, Defendant, represented by Allison R. Schmidt, Akerman LLP, Ariel E. Stern, Akerman LLP & Christina S Bhirud, Akerman LLP.

Countrywide Home Loans, Inc., Defendant, represented by Allison R. Schmidt, Akerman LLP, Ariel E. Stern, Akerman LLP & Christina S Bhirud, Akerman LLP.

Countrywide LP, Inc., Defendant, represented by Allison R. Schmidt, Akerman LLP, Ariel E. Stern, Akerman LLP & Christina S Bhirud, Akerman LLP.

Full Spectrum Lending, Inc., Defendant, represented by Allison R. Schmidt, Akerman LLP, Ariel E. Stern, Akerman LLP & Christina S Bhirud, Akerman LLP.

Landsafe, Inc., Defendant, represented by Allison R. Schmidt, Akerman LLP, Ariel E. Stern, Akerman LLP & Christina S Bhirud, Akerman LLP.


ORDER

PHILIP M. PRO, District Judge.

Presently before the Court is Defendants' Motion to Dismiss Plaintiffs' First Amended Complaint (Doc. #29), filed on January 14, 2014. Plaintiffs filed an Opposition (Doc. #30) on January 28, 2014. Defendants filed a Reply (Doc. #31) on February 7, 2014.

I. BACKGROUND

Plaintiffs are thirty-eight Nevada residents who borrowed money from one or more of the Defendants between January 2003 and December 2008...

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