OPINION AND ORDER
KATHERINE POLK FAILLA, District Judge.
On July 9, 2013, Stanley H. Epstein filed this action against JPMorgan Chase & Co. ("JPMC") and Chase Bank, USA, N.A. ("CBUSA") (collectively, "Defendants" or "Chase") as a nationwide class action pursuant to Federal Rule of Civil Procedure 23, on behalf of himself and all other Chase credit card account holders who were charged monies associated with a positive credit balance on their accounts...
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