MEMORANDUM AND ORDER
JULIE A. ROBINSON, District Judge.
This is an insurance coverage action arising out of a 2005 fire at Boardwalk Apartments, L.C.'s ("Boardwalk") apartment complex in Lawrence, Kansas. Boardwalk was insured under a commercial property insurance policy issued by State Auto Property and Casualty Insurance Company ("State Auto"). The Policy's business income, replacement cost, and coinsurance provisions are at issue in this case....
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