MEMORANDUM OPINION
VIRGINIA EMERSON HOPKINS, District Judge.
This is a civil action filed on October 31, 2012, by the plaintiff, Debra Parrott, against the defendant, PNC Bank, National Association, the successor entity to the Royal Bank of Canada d/b/a, RBC Bank Services USA ("PNC"), her former employer. (Doc. 1, 14, 22).
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