DECISION
JOYNER, District Judge.
This Declaratory Judgment action was tried non-jury before the undersigned on July 8, 2013. The parties have submitted their proposed factual findings and legal conclusions and the matter is now ripe for adjudication. Having carefully considered all of the evidence, we now make the following:
FINDINGS OF FACT
1. Plaintiff Brotherhood Mutual Insurance Company is an insurance company duly authorized...
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