ORDER
WILLIAM Q. HAYES, District Judge.
The matters before the Court are the Motion for Summary Judgment filed by Plaintiff Allen Thomas (ECF No. 19), and the Motion for Summary Judgment filed by Defendant Portfolio Recovery Associates LLC ("PRA") (ECF No. 21).
I. Background
On December 17, 2012, Thomas filed the First Amended Complaint, which is the operative pleading in this action. (ECF No. 16). The First Amended Complaint alleges that...
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