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EBBIGHAUSEN v. JP MORGAN CHASE BANK, N.A.

No. 10-3120 (JRT/LIB).

MATTHEW V. EBBIGHAUSEN and KATHERINE EBBIGHAUSEN, Plaintiffs, v. JP MORGAN CHASE BANK, N.A., JOHN DOE, CREATIVE FUNDING CORPORATION, INC., JOANNE BRYANT, and FEDERAL DEPOSIT INSURANCE CORPORATION, as receiver for Washington Mutual, Defendants.

United States District Court, D. Minnesota.

January 3, 2013.

Attorney(s) appearing for the Case

Carl E. Christensen, CHRISTENSEN LAW OFFICE, PLLC, 800 Washington Avenue North, Suite 704, Minneapolis, MN 55401, for plaintiffs.

Jennifer L. Olson and Matthew B. Seltzer, LEONARD STREET AND DEINARD, PA, 150 South 5th Street, Suite 2300, Minneapolis, MN 55402, for defendant JP Morgan Chase Bank, N.A.

Kelly S. Hadac, MURNANE BRANDT, PA, 30 East 7th Street, Suite 3200, St. Paul, MN 55101, for defendant Federal Deposit Insurance Corporation.

MEMORANDUM OPINION AND ORDER

JOHN R. TUNHEIM, District Judge.

On July 26, 2007, Matthew V. Ebbighausen and Katherine Ebbighausen ("the Ebbighausens") entered into a mortgage loan transaction to refinance their home in Scott County, Minnesota. They eventually fell behind on their loan payments, and defendant JP Morgan Chase Bank, N.A. ("Chase") attempted to foreclose on the property. The Ebbighausens bring this action against Chase, John Doe,

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