OPINION AND ORDER
SIMON, District Judge.
In 2008, Plaintiffs Doyle and Shelly Higley (the "Higleys") obtained a loan secured by a trust deed to purchase property. When they defaulted on the loan two years later, Northwest Trustee Services and Defendant Flagstar Bank, FSB ("Flagstar") commenced the nonjudicial foreclosure process set forth in the Oregon Trust Deed Act ("OTDA"), Or.Rev.Stat. §§ 86.705 — 86.795. In this action, the Higleys...
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