OPINION
HILLMAN, District Judge.
This matter comes before the Court by way of Defendant Capital One Bank (USA), N.A.'s motion [Doc. No. 5] to dismiss Plaintiff's complaint pursuant to Federal Rules of Civil Procedure 12(b)(1), for lack of subject matter jurisdiction, and 12(b)(6), for failure to state a claim. The Court has considered the parties' submissions and decides this matter pursuant to Federal Rule of Civil Procedure 78.
For the reasons...
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