MEMORANDUM OPINION
ALEXANDER WILLIAMS, JR., District Judge.
Pending before the Court is Defendant SunTrust Bank's Motion for Partial Summary Judgment. Doc. No. 49. The court has reviewed the motion papers and attached exhibits and concludes that no hearing is necessary. Loc. R. 105.6 (D. Md. 2011). For the reasons discussed below, the Court will GRANT SunTrust's Motion for Partial Summary Judgment.
I. FACTUAL AND PROCEDURAL BACKGROUND
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