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ARDENTE v. STANDARD FIRE INS. CO.

C.A. No. 10-362 S.

906 F.Supp.2d 22 (2012)

Evan ARDENTE, Plaintiff, v. The STANDARD FIRE INSURANCE COMPANY, Defendant.

United States District Court, D. Rhode Island.

November 27, 2012.

Attorney(s) appearing for the Case

Kurt T. Kalberer, II, Darrow Everett, LLP, Robert M. Duffy, Stacey P. Nakasian, Duffy & Sweeney, Ltd., Providence, RI, for Plaintiff.

Dana M. Horton, Daniel F. Sullivan, Robinson & Cole LLP, Providence, RI, for Defendant.

OPINION AND ORDER

WILLIAM E. SMITH, District Judge.

I. Facts1

In 1999, Evan Ardente, the Plaintiff in this case, purchased a 1997 580 Super Sun Sport Sea Ray yacht (the "Yacht") from its original owner. During the period of time relevant to this suit, the Yacht was insured by the Defendant, Standard Fire Insurance Company ("Standard").

The insurance policy covers, among other things, "accidental direct...

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