MEMORANDUM AND ORDER
HERNDON, Chief Judge.
I. INTRODUCTION
Pending before the Court are the parties' cross motions for summary judgment. Plaintiffs Norman E. Schuchman and Glenna Schuchman (Collectively, plaintiffs) allege defendant State Auto Property and Casualty Insurance Company wrongfully denied their claim for coverage of fire damage to the insured dwelling, 109 W. 14th Street. Defendant states it rightfully...
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