ORDER
GARY R. JONES, Magistrate Judge.
Pending before the Court is Defendant Auto-Owners Insurance Company's Motion for Final Summary Judgment, Doc. 210. Plaintiff has filed a response in opposition, Docs. 235 (response) and 236 (statement of material facts), and the motion therefore is ripe for review. For the reasons discussed below, the motion is due to be denied.
I.
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