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DWOSKIN v. BANK OF AMERICA, N.A.

No. Civ. CCB-11-1109.

850 F.Supp.2d 557 (2012)

Matthew DWOSKIN & Randi Dwoskin, v. BANK OF AMERICA, N.A.

United States District Court, D. Maryland.

March 26, 2012.

Attorney(s) appearing for the Case

Richard D. Heideman, Tracy Reichman Kalik, Heideman Nudelman and Kalik PC, Donald Melvin Temple, Temple Law Offices, Washington, DC, for Matthew Dwoskin & Randi Dwoskin.

Angela H. Zimmern, Brian P. Troutman, McGuirewoods LLP, Charlotte, NC, Sung B. Yhim, McGuirewoods LLP, Baltimore, MD, for Bank of America, N.A.

MEMORANDUM

CATHERINE C. BLAKE, J.

Plaintiffs Matthew Dwoskin and Randi Dwoskin are homeowners who obtained a "no fee" fixed-rate mortgage through Bank of America, N.A. (the "Bank"). The Dwoskins allege that despite the Bank's representations that the mortgage was "no fee," the Bank took out lender-paid mortgage insurance on the loan and failed to tell the Dwoskins that it did so, making them unable to refinance the loan on more favorable terms at...

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