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RICHARDSON v. CAPITAL ONE, N.A.

Civil Action No. 11-1840 (JEB).

839 F.Supp.2d 197 (2012)

T. Carlton RICHARDSON, Plaintiff, v. CAPITAL ONE, N.A., d/b/a Capital One Bank, N.A., Defendant.

United States District Court, District of Columbia.

March 16, 2012.

Attorney(s) appearing for the Case

T. Carlton Richardson, Washington, DC, pro se.

Anand V. Ramana, Jessica D. Fegan, McGuirewoods LLP, Washington, DC for Defendant.

MEMORANDUM OPINION

JAMES E. BOASBERG, District Judge.

Plaintiff T. Carlton Richardson took out a 30-year home-mortgage loan in 2003 from a predecessor to Defendant Capital One Bank. After eight years, he paid off the loan in full by refinancing. He then brought this pro se action alleging that the Bank had violated 15 U.S.C. § 1615 by using a method of calculating interest called the...

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